Dining

How to Use Amex Resy Credits via Toast Gift Cards

Use your Resy dining credits by purchasing Toast gift cards at participating restaurants

💡 Pro Tips

  • Many Resy restaurants use Toast - buy gift cards on their websites
  • Purchase gift cards in amounts matching your credit ($50, $100)
  • Credits post within 1-2 billing cycles after gift card purchase
  • Gift cards don't expire - buy early in credit period, use later
  • Look for "Powered by Toast" on restaurant websites
  • Call restaurant to confirm they accept their own gift cards before buying

The Toast Gift Card Method

Many Resy restaurants use **Toast** as their point-of-sale system, which allows you to purchase gift cards online. These gift card purchases typically trigger your **Amex Resy credits**:

  • **Resy Credits**: $25-100 per period (varies by card)
  • **Works with**: Restaurants on Toast platform
  • **Purchase**: Through restaurant website or Toast app
  • **Credit posts**: Within 1-2 billing cycles

How It Works

1. Find Toast-Powered Resy Restaurants

  • Browse Resy.com for restaurants
  • Look for restaurants with online gift card options
  • Most modern restaurants use Toast for online ordering
  • Check restaurant website for "Gift Cards" section

2. Purchase Gift Cards

  • Visit the restaurant's website directly
  • Click "Gift Cards" or "Buy Gift Card"
  • Enter amount (match your credit amount: $25, $50, $100)
  • Use your eligible Amex card
  • Complete purchase

3. Credit Posts Automatically

  • Charge appears as restaurant name on statement
  • Amex Resy credit posts within 1-2 billing cycles
  • No need to book through Resy app
  • Credit shows as "Resy Dining Credit"

4. Use Your Gift Card

  • Make reservations through Resy or directly
  • Present gift card at restaurant
  • Can use for dine-in or takeout
  • Most don't expire

Verified Toast Restaurants

Popular Resy restaurants using Toast (verify current status):

🍽️ **Carbone** (multiple locations)

🍽️ **Cote** (Korean BBQ)

🍽️ **Quality Italian**

🍽️ **Parm**

🍽️ **Dirty French**

🍽️ **ZZ's Clam Bar**

How to Verify:

  • Visit restaurant website
  • Look for online gift card purchasing
  • Toast-powered sites have similar checkout flow
  • You'll see "Powered by Toast" in footer or checkout

Step-by-Step Example

Example: Using $100 Quarterly Resy Credit (Amex Platinum)

  • **Quarter starts** (Jan 1, Apr 1, Jul 1, Oct 1)
  • **Find restaurant** - Go to Carbone's website
  • **Click Gift Cards** - carbonerestaurant.com/gift-cards
  • **Enter amount** - $100 e-gift card
  • **Use Amex Platinum** - Pay with enrolled card
  • **Receive confirmation** - Email with gift card code
  • **Credit posts** - Check statement in 4-8 weeks
  • **Make reservation** - Book through Resy when ready
  • **Dine and redeem** - Use gift card at meal

Which Cards Have Resy Credits?

American Express Platinum Card

  • $100 Resy credit per half-year
  • Jan-Jun: $100 credit
  • Jul-Dec: $100 credit
  • Total: $200/year

American Express Gold Card

  • $50 Resy credit per half-year
  • Jan-Jun: $50 credit
  • Jul-Dec: $50 credit
  • Total: $100/year

Pro Tips

💡 **Buy exact credit amount** - $50 gift card for $50 credit

💡 **Use early in period** - Don't wait until last minute

💡 **Save for special occasions** - Gift cards don't expire

💡 **Combine with other credits** - Stack with dining category rewards

💡 **Check restaurant website** - Not all Resy restaurants use Toast

💡 **Call ahead** - Confirm they accept their own gift cards (rare issues)

Alternative Ways to Use Resy Credit

If you prefer traditional booking:

  • **Book through Resy app** - Make reservation on Resy.com
  • **Dine at restaurant** - Use your Amex card to pay
  • **Credit posts** - If spending meets threshold
  • **Note**: Some cards require minimum spend per transaction

Traditional method vs Gift Cards:

  • Traditional: Must dine to use credit
  • Gift Cards: Purchase anytime, use later
  • Gift Cards: More flexible timing
  • Traditional: Better for immediate dining plans

Important Notes

⚠️ **Check current terms** - Amex may update which purchases qualify

⚠️ **Keep receipts** - Save confirmation for records

⚠️ **Toast required** - Regular online orders may not trigger credit

⚠️ **Expiration** - Use credit before period ends (typically 6 months)

⚠️ **One credit per period** - Can't stack multiple periods

Troubleshooting

Credit didn't post?

  • Wait full 8-12 weeks before inquiring
  • Check that restaurant uses Toast platform
  • Verify you used correct Amex card
  • Contact Amex if no credit after 12 weeks

Restaurant doesn't accept gift cards?

  • Very rare but possible
  • Call restaurant before purchasing
  • Most Toast gift cards work seamlessly
  • Ask about any restrictions