Booking Process
To receive your hotel credit:
- **Book through the qualifying portal** - Requirements vary by card issuer
- **Use your enrolled credit card** - Pay with the card that offers the benefit
- **Credit posts after checkout** - Not at booking time, but after your stay completes
Qualifying Booking Portals
American Express:
- Amex Travel portal
- Fine Hotels & Resorts program
- The Hotel Collection
Chase:
- Chase Travel Portal (Chase Ultimate Rewards)
- Direct hotel bookings (card-specific)
Capital One:
- Capital One Travel portal
- Direct hotel bookings
Citi:
- Citi Travel Portal
- Prestige Hotel Collection
Important Requirements
- 💰 Some require minimum annual spend ($500-$1,000)
- ⏳ Credits may take 8-12 weeks to post
- 📋 Read your specific issuer's terms carefully
- 🏨 Must complete the stay (not just book)
Maximizing Your Credit
Booking Strategy:
- Book early to ensure credit posts before year-end
- Combine with hotel loyalty programs
- Look for properties that double-dip (credit + points)
- Consider extended stays to meet minimum spend requirements
Credit Timing:
- Book at least 3 months before credit expiration
- Account for statement closing dates
- Contact issuer if credit doesn't post within timeframe
Common Mistakes to Avoid
❌ Booking through third-party sites (Booking.com, Hotels.com)
❌ Using points instead of cash payment
❌ Cancelling before the stay is completed
❌ Not meeting minimum spend requirements